The 60-Second Deductible Check

What does your health plan actually cover before you hit your deductible?

Seven questions. A straight answer about what you're really paying — and a worksheet you can keep.

Rodolfo Chavez Licensed Life & Health Insurance Agent · Fairview Solutions Incorporated · Aurora, Colorado
Licensed in CO, KS, WV, NE, SC, NM, MD, TX and VA.
Question 1 of 7

What kind of health coverage do you have right now?

Who needs to be taken care of?

How many people total?

Age of the oldest person?

You're 65 or older — are you enrolled in Medicare?

What actually hurts right now?

Pick the one that stings most.

Roughly what's your annual deductible?

A ballpark is fine.

Roughly what do you pay a month?

Premium only — not what you spend at the doctor.

How's everyone's health?

Be honest — it changes what's actually available to you.

What state are you in?

This decides what I'm actually able to help with — I'm only licensed in some states.

Which range are you in?

What do you have right now?

How long have you been on Medicare?

What's bothering you most?

What do you pay a month, roughly?

How's your health?

What state are you in?

This decides what I'm actually able to help with — I'm only licensed in some states.

Almost there

Your numbers are ready.

Where should I send your Healthcare Cost Audit worksheet?

YOUR NUMBERS

📄 The Self-Employed Healthcare Cost Audit
One page. What you actually spend vs. what you think you spend.
Open the Worksheet